Maria and Luis Rivera had conscientiously saved for retirement, not wanting to later burden their kids (10th grader Carlos, 7th grader Samantha, 5th grader Sylvia). They learned their expected family contribution (EFC) for college would be $22,000 per year. How could they pay that without cashing in their retirement savings plan?

The Riveras used the Analyze Funding Options tool to discover strategies to protect their retirement assets. They learned about options that helped to keep their money in the family's bank account and protect their long-term financial health.