Roseanne Collins, a divorced mom with two sons (Nicholas-11th grade and Tim-9th grade), assumed that state and community colleges were all that she could afford.

Using the College Cost Calculator, Roseanne entered her family's financial information and immediately learned that most colleges, public or private, would probably cost her about $14,000 per year. Roseanne then tried out the money-saving strategies in Minimize College Costs. She learned how to improve her financial aid eligibility and reduce her cost of college to $9,000 per year. Even better, Roseanne discovered that once both Nicholas and Tim were in college, she would still continue to pay a total of only about $9,000 per year, for both of them combined!